Saturday, December 11

Living Wills

No one can foresee the problems that may arise should you become incapacitated and not able to communicate your thoughts or wishes. However, you can avoid unforeseen problems and negative consequences by creating a Living Wills.

Everyone should have a Living Will. With a Living Will you specify how you wish to be treated in case you are unable to make your own wishes known. Do you want to be kept on life support? Who do you want making that decision if you are unable to communicate? Questions like these are addressed in a living will so your family or the hospital does not make those decisions on your behalf.

When you do select someone to act on your behalf, they must meet the legal criteria in your state, be willing to speak up for you, be able to act on your preferences and not those of others, and be willing to make the hard decisions. They should also be someone you trust without hesitation who can also handle the conflicting opinions that usually occur between family members.

When you create a Living Wills you ensure that your desires will be carried out without court involvement that can be costly and stressful for your family. If you do become incapacitated and you do not have a Living Will, your family or your Doctors must bear the responsibility of deciding what should happen to you.

It is important that you set up the Living Will properly, as different states have different laws in dealing with such matters. A Living Will can be used in conjunction with a Health Care Power of Attorney to provide you with an Advanced Health Care Directive.

However sad, an example of when a Living Will would be used is if you become brain dead, you can state in your Living Will that you wish to receive or not to receive life support. A Living Will provides your medical team with instructions for how to carry out your wishes should you become incapacitated. There is a nice web site where you can receive a lot of good information to learn about Living Wills at www.livingwills4u.com

Remember, An Advanced Health Care Directive including a Living Will and a Health Care Power of Attorney are very important legal document that an attorney should always review.

Free Grants

The U.S. government gives away billions of dollars in free grants every year to
Americans just like you. These are not loans, but free federal grants that you never
have to pay back!

You can use these government grants to fulfill your personal dreams, whether it’s
starting a small business, buying a home or going back to school. Wouldn’t you like to
know how?

Unless you know exactly where to find information on these government grants, you
might never see a nickel from the federal government. You’ll find everything you need to
know in the exclusive Free Grants Guide!

Why Free U.S. Government Grants?

With approximately 1,000 federal programs, 20,000 state programs, 28,000 private
foundations and 18,000 scholarship programs available to grant applicants, there’s
something for everyone. Unlike loans, grants require no credit checks or cosigners,
and you can apply even with poor credit or a bankruptcy. Best of all, you can claim this
money with no obligation to pay it back…ever!

There are individuals just like you gaining access to this free money. What are you
waiting for?

Have you always dreamed of starting your own business? It can be a costly
undertaking—not to mention the time involved with raising capital on your own. But
did you know that the U.S. government and private organizations set aside millions of
dollars annually to help new startups get up and running—and stay in business even in
tough economic times?

In fact, the federal government has an interest in seeing businesses succeed in a down
economy. When businesses close, it creates a domino effect that results in fewer jobs,
decreased consumer spending and ultimately a depressed economy. Future business
owners can take advance of millions of dollars in small-business grant money to start
their companies, hire employees, and outfit their offices with the proper technology and systems, and more.

The web site USGrants4U.com offers an inexpensive, yet comprehensive guide that
explains where to find these grants, and how to apply for your own Free Grant. The
process takes some time and effort, but for those willing to try, winning a Free Grant can make all the difference in your life.